SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.98

Risk: High

Hybrid Scheme - Equity Savings

Plan: Direct

Benchmark: Nifty Equity Savings Index

Inception: 11-05-2015

Exit Load: Nil

Fund Size:₹5,927.75 Cr

Performance

Fund2.29%

Cat. Avg.4.69%

Fund4.95%

Cat. Avg.5.63%

Fund9.37%

Cat. Avg.9.35%

Fund8.79%

Cat. Avg.8.49%

10Y

Fund8.53%

Cat. Avg.8.28%

Fund8.62%

Cat. Avg.9.09%

Fund Facts

Manager(s)

Mr. Mohit Jain

Beta

0.74

Std Dev

3.87%

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	Val (Cr)	% Assets
1	HDFC Bank Ltd.	Equity	Listed	Large Cap	Banks	352.58	6.29%
2	Reliance Industries Ltd.	Equity	Listed	Large Cap	Petroleum Products	269.88	4.81%
3	ICICI Bank Ltd.	Equity	Listed	Large Cap	Banks	236.02	4.21%
4	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo	232.53	4.15%
5	Kotak Mahindra Bank Ltd.	Equity	Listed		Banks	206.39	3.68%
6	State Bank of India	Equity	Listed	Large Cap	Banks	176.90	3.15%
7	SBI Liquid Fund - Direct Plan - Growth Option	Mutual Fund	Mutual Fund Units		Mutual Fund/ETF	152.87	2.73%
8	Axis Bank Ltd.	Equity	Listed	Large Cap	Banks	133.40	2.38%
9	Larsen & Toubro Ltd.	Equity	Listed	Large Cap	Construction	128.30	2.29%
10	Bharti Airtel Ltd.	Equity	Listed	Large Cap	Telecom - Services	128.27	2.29%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61110	+1.8%	+3.9%
2Y	07 Aug, 24	1.20 L.	1.26 L.	+4.7%	+4.8%
3Y	07 Aug, 23	1.80 L.	1.98 L.	+9.8%	+6.4%
5Y	09 Aug, 21	3 L.	3.70 L.	+23.4%	+8.6%
10Y	08 Aug, 16	6 L.	9.64 L.	+60.7%	+9.3%
SI	08 Jun, 15	6.70 L.	11.34 L.	+69.3%	+9.1%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.02 L.	+2.3%	+2.3%
2Y	16 Jul, 24	1 L.	1.10 L.	+10.2%	+5.0%
3Y	17 Jul, 23	1 L.	1.30 L.	+30.5%	+9.3%
5Y	16 Jul, 21	1 L.	1.52 L.	+52.4%	+8.8%
10Y	18 Jul, 16	1 L.	2.27 L.	+127.0%	+8.6%
SI	03 Jun, 15	1 L.	2.51 L.	+151.0%	+8.6%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.