SBI Floating Rate Debt Fund - Direct Plan - Quarterly Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Floating Rate DEBT Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Floating Rate DEBT Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Floating Rate DEBT Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Floating Rate DEBT Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.25

Risk: Low to Moderate

Debt Scheme - Floater Fund

Plan: Direct

Benchmark: NIFTY Short Duration Debt Index A-II

Inception: 06-10-2020

Exit Load: Nil

Fund Size:₹760.25 Cr

Performance

Fund6.48%

Cat. Avg.6.19%

Fund7.57%

Cat. Avg.7.77%

Fund7.91%

Cat. Avg.7.89%

Fund6.81%

Cat. Avg.6.83%

10Y

FundN/A

Cat. Avg.7.35%

Fund6.55%

Cat. Avg.7.24%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	TREPS	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		149.41	21.77%
2	7.02% CGL 2031	DEBT	G-Sec	Sovereign	7.02%	145.70	21.23%
3	7.36% State Government of Karnataka 2034	DEBT	SDL	Sovereign	7.72%	69.11	10.07%
4	7.44% State Government of Rajasthan 2033	DEBT	SDL	Sovereign	7.75%	61.43	8.95%
5	7.57% State Government of Gujarat 2031	DEBT	SDL	Sovereign	7.52%	50.42	7.35%
6	7.00% State Government of Tamil Nadu 2031	DEBT	SDL	Sovereign	7.49%	44.29	6.45%
7	7.87% State Government of Sikkim 2036	DEBT	SDL	Sovereign	8.06%	32.77	4.78%
8	Aditya Birla Housing Finance Ltd.	DEBT	Bond/NCD	CRISIL AAA	7.76%	29.75	4.33%
9	7.57% State Government of Maharashtra 2031	DEBT	SDL	Sovereign	7.47%	25.23	3.68%
10	6.01% CGL 2030	DEBT	G-Sec	Sovereign	6.88%	24.30	3.54%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	62150	+3.6%	+7.6%
2Y	07 Aug, 24	1.20 L.	1.29 L.	+7.3%	+7.3%
3Y	07 Aug, 23	1.80 L.	2.01 L.	+11.7%	+7.6%
5Y	09 Aug, 21	3 L.	3.61 L.	+20.2%	+7.5%
SI	09 Nov, 20	3.45 L.	4.24 L.	+22.9%	+7.2%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.06 L.	+6.5%	+6.5%
2Y	16 Jul, 24	1 L.	1.16 L.	+15.7%	+7.6%
3Y	17 Jul, 23	1 L.	1.26 L.	+25.6%	+7.9%
5Y	16 Jul, 21	1 L.	1.39 L.	+39.0%	+6.8%
SI	04 Nov, 20	1 L.	1.44 L.	+43.6%	+6.6%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.