SBI Gilt Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: -

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: Nifty All Duration G-Sec Index

Inception: 11-12-2000

Exit Load: Nil

Fund Size:₹10,871.86 Cr

Performance

Fund3.78%

Cat. Avg.3.01%

Fund6.13%

Cat. Avg.5.91%

Fund6.92%

Cat. Avg.6.75%

Fund5.89%

Cat. Avg.6.14%

10Y

Fund5.64%

Cat. Avg.7.30%

Fund5.54%

Cat. Avg.8.98%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	TREPS	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		1795.78	18.65%
2	7.47% State Government of Karnataka 2036	DEBT	SDL	Sovereign	7.82%	1222.93	12.70%
3	6.90% CGL 2065	DEBT	G-Sec	Sovereign	7.95%	1139.34	11.83%
4	7.24% CGL 2055	DEBT	G-Sec	Sovereign	7.90%	880.22	9.14%
5	7.27% CGL 2026	DEBT	G-Sec	Sovereign	5.36%	535.19	5.56%
6	5.63% CGL 2026	DEBT	G-Sec	Sovereign	5.24%	510.05	5.30%
7	7.79% State Government of West Bengal 2045	DEBT	SDL	Sovereign	8.12%	412.25	4.28%
8	91 DAY T-BILL 22.05.26	DEBT	G-Sec	Sovereign	5.30%	411.95	4.28%
9	7.58% State Government of West Bengal 2042	DEBT	SDL	Sovereign	8.10%	357.59	3.71%
10	91 DAY T-BILL 14.05.26	DEBT	G-Sec	Sovereign	5.25%	342.88	3.56%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61791	+3.0%	+6.3%
2Y	07 Aug, 24	1.20 L.	1.26 L.	+5.2%	+5.3%
3Y	07 Aug, 23	1.80 L.	1.97 L.	+9.5%	+6.2%
5Y	09 Aug, 21	3 L.	3.53 L.	+17.8%	+6.7%
10Y	08 Aug, 16	6 L.	8.16 L.	+35.9%	+6.1%
SI	07 Jan, 13	8.15 L.	12.20 L.	+49.7%	+5.8%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.04 L.	+3.8%	+3.8%
2Y	16 Jul, 24	1 L.	1.13 L.	+12.6%	+6.1%
3Y	17 Jul, 23	1 L.	1.22 L.	+22.1%	+6.9%
5Y	16 Jul, 21	1 L.	1.33 L.	+33.1%	+5.9%
10Y	18 Jul, 16	1 L.	1.73 L.	+73.3%	+5.7%
SI	04 Jan, 13	1 L.	2.08 L.	+107.6%	+5.5%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.