SBI Low Duration Fund - Direct Plan - Monthly Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Low Duration Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Low Duration Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Low Duration Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Low Duration Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: -

Risk: Moderate

Debt Scheme - Low Duration Fund

Plan: Direct

Benchmark: CRISIL Low Duration Debt A-I Index

Inception: 19-07-2007

Exit Load: Nil

Fund Size:₹14,804.06 Cr

Performance

Fund5.97%

Cat. Avg.6.23%

Fund7.16%

Cat. Avg.7.36%

Fund7.29%

Cat. Avg.7.42%

Fund6.46%

Cat. Avg.6.59%

10Y

Fund4.75%

Cat. Avg.6.86%

Fund3.79%

Cat. Avg.6.85%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	HDFC Bank Ltd.	DEBT	CD	CRISIL A1	7.33%	1405.51	10.35%
2	National Bank for Agriculture and Rural Development	DEBT	Bond/NCD	[ICRA]AAA	7.54%	1388.95	10.23%
3	Small Industries Development Bank of India	DEBT	CD	CRISIL A1	7.25%	1220.25	8.98%
4	LIC Housing Finance Ltd.	DEBT	CP	CRISIL A1	7.39%	939.87	6.92%
5	7.03% State Government of Chhattisgarh 2026	DEBT	SDL	Sovereign	5.94%	853.49	6.28%
6	Bharti Telecom Ltd.	DEBT	Bond/NCD	CRISIL AAA	8.05%	848.57	6.25%
7	REC Ltd.	DEBT	Bond/NCD	CRISIL AAA	7.47%	807.75	5.95%
8	Power Finance Corporation Ltd.	DEBT	Bond/NCD	CRISIL AAA	7.53%	645.98	4.76%
9	TREPS	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		616.88	4.54%
10	Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)	DEBT	Securitised Debt	CRISIL AAA(SO)	7.83%	514.24	3.79%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
SI	07 May, 26	15000	15121	+0.8%	N/A

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
SI	20 Apr, 26	1 L.	1.01 L.	+1.5%	N/A

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.