SBI Multi Asset Allocation Fund - Direct Plan - Monthly Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Multi Asset Allocation Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Multi Asset Allocation Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Multi Asset Allocation Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Multi Asset Allocation Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.59

Risk: Very High

Hybrid Scheme - Multi Asset Allocation

Plan: Direct

Benchmark: 45% BSE 500 TRI + 40% Crisil Composite Bond Fund Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver.

Inception: 09-11-2005

Exit Load: Nil

Fund Size:₹12,777.95 Cr

Performance

Fund11.53%

Cat. Avg.11.39%

Fund10.31%

Cat. Avg.9.76%

Fund16.76%

Cat. Avg.16.00%

Fund14.19%

Cat. Avg.15.02%

10Y

Fund10.42%

Cat. Avg.13.76%

Fund8.82%

Cat. Avg.12.72%

Fund Facts

Manager(s)

Ms. Vandna Soni

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		1870.64	11.58%
2	SBI Gold ETF	Gold	Gold ETF/Commodity		Mutual Fund/ETF		1008.11	6.24%
3	SBI Silver ETF	Silver	Silver ETF/Commodity		Mutual Fund/ETF		715.39	4.43%
4	National Bank for Agriculture and Rural Development	DEBT	CD		CRISIL A1	7.25%	580.38	3.59%
5	Brookfield India Real Estate Trust	Equity	REiT		Realty		490.85	3.04%
6	7.56% State Government of Madhya Pradesh 2039	DEBT	SDL		Sovereign	7.95%	367.88	2.28%
7	Bharti Telecom Ltd.	DEBT	Bond/NCD		CRISIL AAA	8.05%	351.65	2.18%
8	Cholamandalam Investment & Finance Co. Ltd.	DEBT	Bond/NCD		[ICRA]AA	8.13%	327.84	2.03%
9	Oil & Natural Gas Corporation Ltd.	Equity	Listed	Large Cap	Oil		327.35	2.03%
10	GAIL (India) Ltd.	Equity	Listed	Large Cap	Gas		321.56	1.99%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	62783	+4.6%	+9.8%
2Y	07 Aug, 24	1.20 L.	1.35 L.	+12.5%	+12.5%
3Y	07 Aug, 23	1.80 L.	2.19 L.	+21.7%	+13.7%
5Y	09 Aug, 21	3 L.	4.36 L.	+45.2%	+15.2%
10Y	08 Aug, 16	6 L.	11.79 L.	+96.5%	+13.1%
SI	07 Mar, 13	8.05 L.	17.80 L.	+121.1%	+11.2%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.12 L.	+11.5%	+11.5%
2Y	16 Jul, 24	1 L.	1.22 L.	+21.7%	+10.3%
3Y	17 Jul, 23	1 L.	1.59 L.	+58.6%	+16.6%
5Y	16 Jul, 21	1 L.	1.94 L.	+94.1%	+14.2%
10Y	18 Jul, 16	1 L.	2.69 L.	+169.3%	+10.4%
SI	22 Feb, 13	1 L.	3.11 L.	+210.5%	+8.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.