SBI Overnight Fund - Direct Plan - Weekly Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.08

Risk: Low

Debt Scheme - Overnight Fund

Plan: Direct

Benchmark: CRISIL Liquid Overnight Index

Inception: 25-07-2005

Exit Load: Nil

Fund Size:₹31,834.39 Cr

Performance

Fund5.30%

Cat. Avg.5.03%

Fund5.81%

Cat. Avg.5.49%

Fund6.13%

Cat. Avg.5.81%

Fund5.61%

Cat. Avg.7.92%

10Y

Fund3.17%

Cat. Avg.25.98%

Fund2.33%

Cat. Avg.15.50%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	TREPS	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		10750.96	60.23%
2	Reverse Repo	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		6029.90	33.78%
3	7.27% CGL 2026	DEBT	G-Sec	Sovereign	5.36%	300.11	1.68%
4	91 DAY T-BILL 23.04.26	DEBT	G-Sec	Sovereign	5.30%	214.32	1.20%
5	364 DAY T-BILL 02.04.26	DEBT	G-Sec	Sovereign	5.33%	199.97	1.12%
6	364 DAY T-BILL 16.04.26	DEBT	G-Sec	Sovereign	5.25%	199.57	1.12%
7	364 DAY T-BILL 23.04.26	DEBT	G-Sec	Sovereign	5.30%	99.68	0.56%
8	182 DAY T-BILL 16.04.26	DEBT	G-Sec	Sovereign	5.30%	49.89	0.28%
9	Net Receivable / Payable	CASH	Others	Others		4.29	0.02%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61498	+2.5%	+5.2%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+5.4%	+5.5%
3Y	07 Aug, 23	1.80 L.	1.96 L.	+8.8%	+5.8%
5Y	07 Aug, 21	3 L.	3.47 L.	+15.8%	+5.9%
10Y	07 Aug, 16	6 L.	7.55 L.	+25.8%	+4.5%
SI	07 Feb, 13	8.10 L.	10.42 L.	+28.6%	+3.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.05 L.	+5.3%	+5.3%
2Y	16 Jul, 24	1 L.	1.12 L.	+12.0%	+5.8%
3Y	16 Jul, 23	1 L.	1.20 L.	+19.5%	+6.1%
5Y	16 Jul, 21	1 L.	1.31 L.	+31.4%	+5.6%
10Y	16 Jul, 16	1 L.	1.37 L.	+36.6%	+3.2%
SI	11 Jan, 13	1 L.	1.36 L.	+36.4%	+2.3%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.