SBI Overnight Fund - Regular Plan - Daily Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 0.14
Risk: Low
Debt Scheme - Overnight Fund
Plan: Regular
Benchmark: CRISIL Liquid Overnight Index
Inception: 25-07-2005
Exit Load: Nil
Fund Size:₹31,834.39 Cr
Performance
1Y
Fund5.24%
Cat. Avg.5.23%
2Y
Fund5.73%
Cat. Avg.5.72%
3Y
Fund6.05%
Cat. Avg.6.06%
5Y
Fund5.54%
Cat. Avg.7.84%
10Y
Fund3.13%
Cat. Avg.25.87%
SI
Fund36.92%
Cat. Avg.16.48%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 23439.93 | 87.34% |
| 2 | 5.75% Corporate Bond Repo (MD 01-07-2026) (Counterparty Reliance Industries Ltd.) | 1706.30 | 6.36% |
| 3 | L&T Finance Ltd. | 425.00 | 1.58% |
| 4 | 91 DAY T-BILL 09.07.26 | 299.66 | 1.12% |
| 5 | 182 DAY T-BILL 17.07.26 | 249.44 | 0.93% |
| 6 | 182 DAY T-BILL 23.07.26 | 249.23 | 0.93% |
| 7 | 182 DAY T-BILL 30.07.26 | 248.98 | 0.93% |
| 8 | Axis Securities Ltd. | 125.00 | 0.47% |
| 9 | National Bank for Agriculture and Rural Development | 125.00 | 0.47% |
| 10 | 364 DAY T-BILL 02.07.26 | 124.98 | 0.47% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61515 | +2.5% | +5.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +5.4% | +5.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.96 L. | +8.8% | +5.7% |
| 5Y | 07 Aug, 21 | 3 L. | 3.47 L. | +15.6% | +5.9% |
| 10Y | 07 Aug, 16 | 6 L. | 7.53 L. | +25.5% | +4.5% |
| SI | 07 Dec, 10 | 9.40 L. | 106.50 L. | +1033.0% | +27.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 20 Jul, 25 | 1 L. | 1.05 L. | +5.2% | +5.2% |
| 2Y | 20 Jul, 24 | 1 L. | 1.12 L. | +11.8% | +5.7% |
| 3Y | 20 Jul, 23 | 1 L. | 1.19 L. | +19.3% | +6.0% |
| 5Y | 20 Jul, 21 | 1 L. | 1.31 L. | +30.9% | +5.5% |
| 10Y | 20 Jul, 16 | 1 L. | 1.36 L. | +36.1% | +3.1% |
| SI | 23 Nov, 10 | 1 L. | 137.39 L. | +13638.8% | +37.0% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.