SBI Psu Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI PSU Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI PSU Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI PSU Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI PSU Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.83

Risk: Very High

Equity Scheme - Sectoral/ Thematic

Plan: Direct

Benchmark: BSE PSU TRI

Inception: 17-05-2010

Exit Load: Nil

Fund Size:₹5,759.29 Cr

Performance

Fund7.00%

Cat. Avg.N/A

Fund0.51%

Cat. Avg.N/A

Fund26.87%

Cat. Avg.N/A

Fund24.34%

Cat. Avg.N/A

10Y

Fund14.97%

Cat. Avg.N/A

Fund11.79%

Cat. Avg.N/A

Fund Facts

Beta

0.94

Std Dev

21.68%

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	Val (Cr)	% Assets
1	State Bank of India	Equity	Listed	Large Cap	Banks	972.30	16.50%
2	Power Grid Corporation of India Ltd.	Equity	Listed	Large Cap	Power	590.29	10.02%
3	NTPC Ltd.	Equity	Listed	Large Cap	Power	572.40	9.72%
4	Bharat Electronics Ltd.	Equity	Listed	Large Cap	Aerospace & Defense	536.27	9.10%
5	GAIL (India) Ltd.	Equity	Listed	Large Cap	Gas	525.36	8.92%
6	Oil & Natural Gas Corporation Ltd.	Equity	Listed	Large Cap	Oil	385.84	6.55%
7	Bank of Baroda	Equity	Listed	Large Cap	Banks	324.36	5.51%
8	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo	308.99	5.24%
9	Bharat Petroleum Corporation Ltd.	Equity	Listed	Large Cap	Petroleum Products	272.57	4.63%
10	NMDC Ltd.	Equity	Listed	Mid Cap	Minerals & Mining	212.79	3.61%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61557	+2.6%	+5.5%
2Y	07 Aug, 24	1.20 L.	1.29 L.	+7.3%	+7.4%
3Y	07 Aug, 23	1.80 L.	2.15 L.	+19.3%	+12.3%
5Y	09 Aug, 21	3 L.	5.20 L.	+73.5%	+22.7%
10Y	08 Aug, 16	6 L.	16.01 L.	+166.9%	+18.8%
SI	07 Jan, 13	8.15 L.	25.74 L.	+215.8%	+15.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.07 L.	+7.0%	+7.0%
2Y	16 Jul, 24	1 L.	1.01 L.	+1.0%	+0.5%
3Y	17 Jul, 23	1 L.	2.01 L.	+101.3%	+26.3%
5Y	16 Jul, 21	1 L.	2.97 L.	+197.2%	+24.3%
10Y	18 Jul, 16	1 L.	4.09 L.	+309.1%	+15.1%
SI	02 Jan, 13	1 L.	4.53 L.	+352.6%	+11.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.