SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth

Q: How to check the XIRR of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth?

You can track the exact XIRR and portfolio overlapping of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth?

Use the MutualSaathi Portfolio Analyzer to compare SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 1.17

Risk: High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Hybrid 65+35 - Conservative Index

Inception: 20-01-2021

Exit Load: Nil

Fund Size:₹285.24 Cr

Performance

Fund1.67%

Cat. Avg.2.97%

Fund3.42%

Cat. Avg.4.32%

Fund7.79%

Cat. Avg.11.32%

Fund8.66%

Cat. Avg.10.47%

10Y

FundN/A

Cat. Avg.11.20%

Fund9.42%

Cat. Avg.11.61%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	6.90% CGL 2065	DEBT	G-Sec		Sovereign	7.95%	26.70	10.76%
2	6.52% CGL 2031	DEBT	G-Sec		Sovereign		25.71	10.36%
3	7.18% CGL 2037	DEBT	G-Sec		Sovereign	7.33%	24.95	10.05%
4	Bharat Sanchar Nigam Ltd.	DEBT	Bond/NCD		CRISIL AAA(CE)	7.92%	9.97	4.02%
5	7.09% CGL 2074	DEBT	G-Sec		Sovereign	7.97%	9.09	3.66%
6	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		9.01	3.63%
7	Summit Digitel Infrastructure Pvt. Ltd.	DEBT	Bond/NCD		CRISIL AAA	8.02%	7.43	2.99%
8	HDFC Bank Ltd.	Equity	Listed	Large Cap	Banks		7.02	2.83%
9	Torrent Power Ltd.	Equity	Listed	Mid Cap	Power		6.40	2.58%
10	Godrej Properties Ltd.	DEBT	Bond/NCD		[ICRA]AA	7.92%	5.89	2.38%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61526	+2.5%	+5.3%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.1%	+4.2%
3Y	07 Aug, 23	1.80 L.	1.95 L.	+8.5%	+5.6%
5Y	09 Aug, 21	3 L.	3.63 L.	+21.0%	+7.7%
SI	08 Mar, 21	3.25 L.	4.02 L.	+23.8%	+8.0%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.02 L.	+1.7%	+1.7%
2Y	18 Jul, 24	1 L.	1.07 L.	+6.9%	+3.4%
3Y	17 Jul, 23	1 L.	1.25 L.	+25.3%	+7.8%
5Y	19 Jul, 21	1 L.	1.52 L.	+51.9%	+8.7%
SI	17 Feb, 21	1 L.	1.63 L.	+62.8%	+9.4%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.