SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.67
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 65+35 - Conservative Index
Inception: 20-01-2021
Exit Load: Nil
Fund Size:₹285.24 Cr
Performance
1Y
Fund1.15%
Cat. Avg.1.78%
2Y
Fund2.87%
Cat. Avg.3.48%
3Y
Fund7.33%
Cat. Avg.10.57%
5Y
Fund8.03%
Cat. Avg.9.43%
10Y
FundN/A
Cat. Avg.10.03%
SI
Fund8.77%
Cat. Avg.10.26%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 6.90% CGL 2065 | 26.70 | 10.76% |
| 2 | 6.52% CGL 2031 | 25.71 | 10.36% |
| 3 | 7.18% CGL 2037 | 24.95 | 10.05% |
| 4 | Bharat Sanchar Nigam Ltd. | 9.97 | 4.02% |
| 5 | 7.09% CGL 2074 | 9.09 | 3.66% |
| 6 | TREPS | 9.01 | 3.63% |
| 7 | Summit Digitel Infrastructure Pvt. Ltd. | 7.43 | 2.99% |
| 8 | HDFC Bank Ltd. | 7.02 | 2.83% |
| 9 | Torrent Power Ltd. | 6.40 | 2.58% |
| 10 | Godrej Properties Ltd. | 5.89 | 2.38% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61334 | +2.2% | +4.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.24 L. | +3.5% | +3.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.94 L. | +7.6% | +5.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.58 L. | +19.2% | +7.1% |
| SI | 08 Mar, 21 | 3.25 L. | 3.96 L. | +21.8% | +7.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.01 L. | +1.2% | +1.2% |
| 2Y | 16 Jul, 24 | 1 L. | 1.06 L. | +5.8% | +2.9% |
| 3Y | 17 Jul, 23 | 1 L. | 1.23 L. | +23.3% | +7.2% |
| 5Y | 16 Jul, 21 | 1 L. | 1.47 L. | +47.1% | +8.0% |
| SI | 17 Feb, 21 | 1 L. | 1.58 L. | +57.6% | +8.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.