SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.38
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Inception: 20-01-2021
Exit Load: Nil
Fund Size:₹173.85 Cr
Performance
1Y
Fund1.58%
Cat. Avg.1.80%
2Y
Fund4.28%
Cat. Avg.3.11%
3Y
Fund6.57%
Cat. Avg.10.07%
5Y
Fund6.95%
Cat. Avg.9.18%
10Y
FundN/A
Cat. Avg.9.86%
SI
Fund7.20%
Cat. Avg.10.19%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 6.90% CGL 2065 | 23.24 | 16.05% |
| 2 | Bharat Sanchar Nigam Ltd. | 10.14 | 7.00% |
| 3 | National Bank for Agriculture and Rural Development | 10.06 | 6.94% |
| 4 | 7.43% CGL 2076 | 9.97 | 6.88% |
| 5 | 7.09% CGL 2074 | 9.48 | 6.54% |
| 6 | Summit Digitel Infrastructure Pvt. Ltd. | 7.56 | 5.22% |
| 7 | Torrent Power Ltd. | 5.53 | 3.82% |
| 8 | Godrej Properties Ltd. | 5.34 | 3.69% |
| 9 | TREPS | 5.10 | 3.52% |
| 10 | REC Ltd. | 5.10 | 3.52% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61313 | +2.2% | +4.5% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.25 L. | +3.9% | +3.9% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.94 L. | +7.8% | +5.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.53 L. | +17.6% | +6.5% |
| SI | 08 Mar, 21 | 3.25 L. | 3.88 L. | +19.5% | +6.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.01 L. | +1.4% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.09 L. | +8.6% | +4.2% |
| 3Y | 20 Jul, 23 | 1 L. | 1.21 L. | +21.0% | +6.6% |
| 5Y | 20 Jul, 21 | 1 L. | 1.40 L. | +39.9% | +6.9% |
| SI | 17 Feb, 21 | 1 L. | 1.46 L. | +45.8% | +7.2% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.