SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.38
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Inception: 20-01-2021
Exit Load: Nil
Fund Size:₹173.85 Cr
Performance
1Y
Fund-1.15%
Cat. Avg.1.44%
2Y
Fund3.61%
Cat. Avg.4.59%
3Y
Fund6.10%
Cat. Avg.11.08%
5Y
Fund6.49%
Cat. Avg.9.41%
10Y
FundN/A
Cat. Avg.10.14%
SI
Fund6.78%
Cat. Avg.9.97%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 6.90% CGL 2065 | 26.70 | 18.26% |
| 2 | TREPS | 13.57 | 9.28% |
| 3 | 7.18% CGL 2037 | 9.98 | 6.82% |
| 4 | Bharat Sanchar Nigam Ltd. | 9.97 | 6.82% |
| 5 | 7.43% CGL 2076 | 9.50 | 6.49% |
| 6 | 7.09% CGL 2074 | 9.09 | 6.21% |
| 7 | Summit Digitel Infrastructure Pvt. Ltd. | 7.43 | 5.08% |
| 8 | Torrent Power Ltd. | 5.55 | 3.80% |
| 9 | Godrej Properties Ltd. | 5.27 | 3.60% |
| 10 | Sundaram Finance Ltd. | 5.07 | 3.46% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 09 Jun, 25 | 60000 | 59557 | -0.7% | -1.4% |
| 2Y | 07 Jun, 24 | 1.20 L. | 1.22 L. | +1.5% | +1.5% |
| 3Y | 07 Jun, 23 | 1.80 L. | 1.90 L. | +5.8% | +3.7% |
| 5Y | 07 Jun, 21 | 3 L. | 3.46 L. | +15.4% | +5.7% |
| SI | 08 Mar, 21 | 3.15 L. | 3.67 L. | +16.5% | +5.8% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 03 Jun, 25 | 1 L. | 98850 | -1.2% | -1.2% |
| 2Y | 03 Jun, 24 | 1 L. | 1.07 L. | +7.3% | +3.6% |
| 3Y | 05 Jun, 23 | 1 L. | 1.19 L. | +19.3% | +6.1% |
| 5Y | 03 Jun, 21 | 1 L. | 1.37 L. | +36.9% | +6.5% |
| SI | 17 Feb, 21 | 1 L. | 1.41 L. | +41.5% | +6.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.