SBI Savings Fund - Direct Plan Daily Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.25

Risk: Moderate

Debt Scheme - Money Market Fund

Plan: Direct

Benchmark: CRISIL Money Market A-I Index

Inception: 05-07-2004

Exit Load: Nil

Fund Size:₹31,567.83 Cr

Performance

Fund6.12%

Cat. Avg.6.21%

Fund7.15%

Cat. Avg.7.20%

Fund7.31%

Cat. Avg.7.28%

Fund6.53%

Cat. Avg.6.52%

10Y

Fund3.95%

Cat. Avg.6.64%

Fund2.90%

Cat. Avg.11.31%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	National Bank for Agriculture and Rural Development	DEBT	CD	CRISIL A1	7.25%	3237.88	9.28%
2	Small Industries Development Bank of India	DEBT	CD	CRISIL A1	7.25%	3054.21	8.75%
3	Canara Bank	DEBT	CD	CRISIL A1	7.28%	2926.96	8.39%
4	HDFC Bank Ltd.	DEBT	CD	CRISIL A1	7.30%	2697.73	7.73%
5	Bank of Baroda	DEBT	CD	IND A1	7.28%	2533.90	7.26%
6	Punjab National Bank	DEBT	CD	CRISIL A1	7.30%	1991.42	5.71%
7	ICICI Bank Ltd.	DEBT	CD	[ICRA]A1	7.20%	1591.40	4.56%
8	LIC Housing Finance Ltd.	DEBT	CP	CRISIL A1	7.39%	1409.80	4.04%
9	Jio Credit Ltd.	DEBT	CP	CRISIL A1	7.63%	1397.89	4.01%
10	National Bank for Financing Infrastructure and Development	DEBT	CD	IND A1	7.30%	1358.44	3.89%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61808	+3.0%	+6.4%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.7%	+6.8%
3Y	07 Aug, 23	1.80 L.	1.99 L.	+10.8%	+7.1%
5Y	09 Aug, 21	3 L.	3.57 L.	+19.0%	+7.1%
10Y	08 Aug, 16	6 L.	7.93 L.	+32.2%	+5.5%
SI	07 Feb, 13	8.10 L.	11.02 L.	+36.1%	+4.5%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.06 L.	+6.1%	+6.1%
2Y	16 Jul, 24	1 L.	1.15 L.	+14.8%	+7.2%
3Y	17 Jul, 23	1 L.	1.24 L.	+23.5%	+7.3%
5Y	16 Jul, 21	1 L.	1.37 L.	+37.2%	+6.5%
10Y	18 Jul, 16	1 L.	1.47 L.	+47.3%	+4.0%
SI	08 Jan, 13	1 L.	1.47 L.	+47.3%	+2.9%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.