SBI Savings Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 0.64
Risk: Moderate
Debt Scheme - Money Market Fund
Plan: Regular
Benchmark: CRISIL Money Market A-I Index
Inception: 05-07-2004
Exit Load: Nil
Fund Size:₹31,567.83 Cr
Performance
1Y
Fund5.73%
Cat. Avg.5.94%
2Y
Fund6.70%
Cat. Avg.6.88%
3Y
Fund6.80%
Cat. Avg.6.96%
5Y
Fund6.02%
Cat. Avg.6.18%
10Y
Fund4.16%
Cat. Avg.6.32%
SI
Fund2.74%
Cat. Avg.14.49%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Small Industries Development Bank of India | 3087.27 | 9.35% |
| 2 | Canara Bank | 2820.33 | 8.55% |
| 3 | Punjab National Bank | 2534.15 | 7.68% |
| 4 | Bank of Baroda | 1892.51 | 5.73% |
| 5 | National Bank for Agriculture and Rural Development | 1770.34 | 5.36% |
| 6 | HDFC Bank Ltd. | 1677.22 | 5.08% |
| 7 | ICICI Bank Ltd. | 1623.32 | 4.92% |
| 8 | LIC Housing Finance Ltd. | 1438.33 | 4.36% |
| 9 | Jio Credit Ltd. | 1427.18 | 4.32% |
| 10 | National Bank for Financing Infrastructure and Development | 1385.43 | 4.20% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61730 | +2.9% | +5.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.3% | +6.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.98 L. | +10.2% | +6.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.53 L. | +17.7% | +6.6% |
| 10Y | 08 Aug, 16 | 6 L. | 7.88 L. | +31.3% | +5.4% |
| SI | 07 Apr, 06 | 12.20 L. | 17.94 L. | +47.1% | +3.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.06 L. | +5.7% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.14 L. | +13.8% | +6.7% |
| 3Y | 20 Jul, 23 | 1 L. | 1.22 L. | +21.8% | +6.8% |
| 5Y | 20 Jul, 21 | 1 L. | 1.34 L. | +34.0% | +6.0% |
| 10Y | 20 Jul, 16 | 1 L. | 1.50 L. | +50.3% | +4.2% |
| SI | 03 Apr, 06 | 1 L. | 1.73 L. | +73.1% | +2.7% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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%
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.