SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 0.85
Risk: Moderate
Debt Scheme - Short Duration Fund
Plan: Regular
Benchmark: CRISIL Short Duration Debt A-II Index
Inception: 19-07-2007
Exit Load: Nil
Fund Size:₹17,645.32 Cr
Performance
1Y
Fund4.95%
Cat. Avg.4.86%
2Y
Fund7.02%
Cat. Avg.6.88%
3Y
Fund6.96%
Cat. Avg.6.85%
5Y
Fund5.98%
Cat. Avg.6.12%
10Y
Fund4.66%
Cat. Avg.6.42%
SI
Fund3.38%
Cat. Avg.9.01%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | National Bank for Agriculture and Rural Development | 1030.65 | 7.37% |
| 2 | REC Ltd. | 805.96 | 5.77% |
| 3 | Small Industries Development Bank of India | 677.47 | 4.85% |
| 4 | Aditya Birla Housing Finance Ltd. | 628.39 | 4.50% |
| 5 | Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) | 588.92 | 4.21% |
| 6 | Mindspace Business Parks Reit | 575.42 | 4.12% |
| 7 | 6.94% CGL 2036 | 507.25 | 3.63% |
| 8 | Muthoot Finance Ltd. | 485.66 | 3.48% |
| 9 | 7.43% State Government of Gujarat 2035 | 450.91 | 3.23% |
| 10 | Mahindra Rural Housing Finance Ltd. | 438.33 | 3.14% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61568 | +2.6% | +5.4% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +6.2% | +6.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.3% | +6.7% |
| 5Y | 09 Aug, 21 | 3 L. | 3.54 L. | +17.9% | +6.6% |
| 10Y | 08 Aug, 16 | 6 L. | 8.02 L. | +33.7% | +5.7% |
| SI | 07 Aug, 07 | 11.40 L. | 17.25 L. | +51.3% | +4.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.05 L. | +4.9% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.14 L. | +14.5% | +7.0% |
| 3Y | 20 Jul, 23 | 1 L. | 1.22 L. | +22.4% | +7.0% |
| 5Y | 20 Jul, 21 | 1 L. | 1.34 L. | +33.7% | +6.0% |
| 10Y | 20 Jul, 16 | 1 L. | 1.58 L. | +57.7% | +4.7% |
| SI | 02 Aug, 07 | 1 L. | 1.88 L. | +87.9% | +3.4% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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Beat inflation and compound wealth faster with an annual step-up.
%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.