Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option

Q: How to check the XIRR of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

You can track the exact XIRR and portfolio overlapping of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

Use the MutualSaathi Portfolio Analyzer to compare Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

TATA Mutual Fund

Expense Ratio: 0.98

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Short Term Debt Hybrid 75+25 Index

Inception: 07-10-2011

Exit Load: Nil

Fund Size:₹173.25 Cr

Performance

Fund4.12%

Cat. Avg.2.95%

Fund5.11%

Cat. Avg.4.69%

Fund8.79%

Cat. Avg.11.82%

Fund7.46%

Cat. Avg.10.72%

10Y

Fund8.75%

Cat. Avg.11.36%

Fund9.65%

Cat. Avg.11.69%

Fund Facts

Beta

1.15

Std Dev

4.33%

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	GOI - 6.79% (07/10/2034)	DEBT	G-Sec		Sovereign	7.06%	34.39	21.79%
2	GOI - 7.38% (20/06/2027) $$	DEBT	G-Sec		Sovereign	5.82%	15.27	9.67%
3	GOI - 7.17% (17/04/2030) $$	DEBT	G-Sec		Sovereign	6.79%	15.20	9.63%
4	06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026	DEBT	Bond/NCD		CRISIL-AAA	7.60%	9.93	6.29%
5	GOI - 7.36% (12/09/2052)	DEBT	G-Sec		Sovereign	7.73%	9.59	6.07%
6	GOI - 7.27% (08/04/2026)	DEBT	G-Sec		Sovereign	5.36%	9.00	5.70%
7	GOI - 6.90% (15/04/2065)	DEBT	G-Sec		Sovereign	7.80%	8.90	5.64%
8	CASH / NET CURRENT ASSET	CASH	Others		Others		8.61	5.45%
9	07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029	DEBT	Securitised Debt		CRISIL-AAA	7.81%	4.91	3.11%
10	RELIANCE INDUSTRIES LTD	Equity	Listed	Large Cap	Petroleum Products		2.18	1.38%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	62222	+3.7%	+7.8%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+6.0%	+6.1%
3Y	07 Aug, 23	1.80 L.	1.99 L.	+10.8%	+7.0%
5Y	09 Aug, 21	3 L.	3.65 L.	+21.6%	+7.9%
10Y	08 Aug, 16	6 L.	9.14 L.	+52.3%	+8.2%
SI	07 Feb, 13	8.10 L.	15.21 L.	+87.7%	+8.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.04 L.	+4.1%	+4.1%
2Y	16 Jul, 24	1 L.	1.10 L.	+10.5%	+5.1%
3Y	17 Jul, 23	1 L.	1.28 L.	+28.4%	+8.7%
5Y	16 Jul, 21	1 L.	1.43 L.	+43.3%	+7.5%
10Y	18 Jul, 16	1 L.	2.31 L.	+131.5%	+8.8%
SI	08 Jan, 13	1 L.	3.48 L.	+247.8%	+9.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.