Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option
Expense Ratio: 1.99
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 25+75 - Aggressive Index
Inception: 07-10-2011
Exit Load: Nil
Fund Size:₹2,176.04 Cr
Performance
1Y
Fund4.17%
Cat. Avg.1.80%
2Y
Fund4.55%
Cat. Avg.3.11%
3Y
Fund12.33%
Cat. Avg.10.07%
5Y
Fund11.00%
Cat. Avg.9.18%
10Y
Fund11.89%
Cat. Avg.9.86%
SI
Fund13.88%
Cat. Avg.10.19%
Fund Facts
Beta
1.02
Std Dev
11.24%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | SOLAR INDUSTRIES INDIA LTD | 100.96 | 4.64% |
| 2 | ICICI BANK LTD | 94.06 | 4.32% |
| 3 | RELIANCE INDUSTRIES LTD | 74.53 | 3.42% |
| 4 | GOI - 6.36% (16/02/2031) | 69.83 | 3.21% |
| 5 | BSE LTD | 66.10 | 3.04% |
| 6 | ETERNAL LTD | 60.96 | 2.80% |
| 7 | RADICO KHAITAN LTD | 60.37 | 2.77% |
| 8 | KIRLOSKAR PNEUMATIC COMPANY LTD | 59.55 | 2.74% |
| 9 | MULTI COMMODITY EXCHANGE OF IND LTD | 58.73 | 2.70% |
| 10 | POLYCAB INDIA LTD | 53.79 | 2.47% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 63695 | +6.2% | +12.8% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.29 L. | +7.3% | +7.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.05 L. | +14.0% | +9.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.96 L. | +32.0% | +11.2% |
| 10Y | 08 Aug, 16 | 6 L. | 10.97 L. | +82.8% | +11.7% |
| SI | 07 Dec, 11 | 8.80 L. | 24.51 L. | +178.6% | +13.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.04 L. | +3.6% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.09 L. | +8.9% | +4.4% |
| 3Y | 20 Jul, 23 | 1 L. | 1.42 L. | +41.7% | +12.3% |
| 5Y | 20 Jul, 21 | 1 L. | 1.68 L. | +68.5% | +11.0% |
| 10Y | 20 Jul, 16 | 1 L. | 3.07 L. | +207.5% | +11.9% |
| SI | 08 Nov, 11 | 1 L. | 6.76 L. | +576.0% | +13.9% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.