Tata Ultra Short Term Fund Direct Plan - Monthly Reinvestment Of Income Distribution Cum Capital Withdrawal Option

Q: How to check the XIRR of TATA Ultra Short Term Fund Direct Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option?

You can track the exact XIRR and portfolio overlapping of TATA Ultra Short Term Fund Direct Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for TATA Ultra Short Term Fund Direct Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option?

Use the MutualSaathi Portfolio Analyzer to compare TATA Ultra Short Term Fund Direct Plan - Monthly Reinvestment of Income Distribution cum capital withdrawal option with other funds, PMS, and AIFs to detect hidden stock overlaps.

TATA Mutual Fund

Expense Ratio: 0.29

Risk: Low to Moderate

Debt Scheme - Ultra Short Duration Fund

Plan: Direct

Benchmark: CRISIL Ultra Short Duration Debt A-I Index

Inception: 11-01-2019

Exit Load: Nil

Fund Size:₹5,824.78 Cr

Performance

Fund6.81%

Cat. Avg.6.38%

Fund7.45%

Cat. Avg.7.11%

Fund7.32%

Cat. Avg.7.23%

Fund6.68%

Cat. Avg.6.45%

10Y

FundN/A

Cat. Avg.6.50%

Fund6.47%

Cat. Avg.8.46%

Fund Facts

Beta

0.92

Std Dev

0.24%

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	- KARUR VYSYA BANK LTD - CD - 23/11/2026	DEBT	CD	CRISIL-A1	7.54%	238.39	6.03%
2	- UJJIVAN SMALL FINANCE BANK LTD - CD - 18/03/2027 $$	DEBT	CD	CRISIL-A1	8.40%	208.19	5.26%
3	CASH / NET CURRENT ASSETS	CASH	Others	Others		203.71	5.15%
4	07.43 % SMALL INDUST DEVLOP BANK OF INDIA - 31/08/2026	DEBT	Bond/NCD	CRISIL-AAA	7.55%	199.64	5.05%
5	- HDFC BANK LTD - CD - 12/03/2027	DEBT	CD	CRISIL-A1	7.32%	187.06	4.73%
6	- YES BANK LTD - CD - 05/03/2027 $$	DEBT	CD	CRISIL-A1	7.50%	187.01	4.73%
7	- EQUITAS SMALL FINANCE BANK LTD - CD - 11/03/2027 $$	DEBT	CD	CRISIL-A1	8.35%	185.42	4.69%
8	- AU SMALL FINANCE BANK - CD - 06/11/2026 $$	DEBT	CD	CRISIL-A1	7.72%	167.26	4.23%
9	- HDFC BANK LTD - CD - 24/02/2027	DEBT	CD	CRISIL-A1	7.37%	164.11	4.15%
10	08.83 % LIQUID GOLD SERIES 18 - 20/11/2027	Gold	Gold ETF/Commodity	CRISIL-AAA(SO)	9.81%	163.33	4.13%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	62029	+3.4%	+7.1%
2Y	07 Aug, 24	1.20 L.	1.29 L.	+7.2%	+7.2%
3Y	07 Aug, 23	1.80 L.	2.00 L.	+11.2%	+7.3%
5Y	09 Aug, 21	3 L.	3.58 L.	+19.2%	+7.1%
SI	07 Feb, 19	4.50 L.	5.78 L.	+28.5%	+6.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.07 L.	+6.8%	+6.8%
2Y	16 Jul, 24	1 L.	1.15 L.	+15.5%	+7.5%
3Y	17 Jul, 23	1 L.	1.24 L.	+23.6%	+7.3%
5Y	16 Jul, 21	1 L.	1.38 L.	+38.2%	+6.7%
SI	23 Jan, 19	1 L.	1.60 L.	+59.8%	+6.5%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.