Union Balanced Advantage Fund - Regular Plan - IDCW Option
Expense Ratio: 2.16
Risk: Very High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 07-12-2017
Exit Load: Nil
Fund Size:₹1,354.84 Cr
Performance
1Y
Fund-6.77%
Cat. Avg.1.38%
2Y
Fund-1.65%
Cat. Avg.2.37%
3Y
Fund4.64%
Cat. Avg.9.43%
5Y
Fund5.63%
Cat. Avg.8.83%
10Y
FundN/A
Cat. Avg.10.03%
SI
Fund7.70%
Cat. Avg.8.56%
Fund Facts
Manager(s)
Parijat Agrawal
Beta
0.97
Std Dev
6.53%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 87.58 | 7.08% |
| 2 | National Bank for Agriculture and Rural Development | 57.41 | 4.64% |
| 3 | Indian Railway Finance Corporation Ltd. | 55.65 | 4.50% |
| 4 | ICICI Bank Ltd. | 47.03 | 3.80% |
| 5 | HDFC Bank Ltd. | 46.92 | 3.79% |
| 6 | Reliance Industries Ltd. | 46.66 | 3.77% |
| 7 | Power Grid Corporation of India Ltd. | 39.92 | 3.23% |
| 8 | Bharti Airtel Ltd. | 33.36 | 2.70% |
| 9 | State Bank of India | 30.24 | 2.45% |
| 10 | Bajaj Finance Ltd. | 27.49 | 2.22% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 58083 | -3.2% | -6.4% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.16 L. | -3.2% | -3.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.80 L. | +0.1% | +0.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.30 L. | +10.0% | +3.9% |
| SI | 08 Jan, 18 | 5.15 L. | 6.96 L. | +35.1% | +6.9% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 93005 | -7.0% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 96524 | -3.5% | -1.8% |
| 3Y | 20 Jul, 23 | 1 L. | 1.15 L. | +14.6% | +4.6% |
| 5Y | 20 Jul, 21 | 1 L. | 1.31 L. | +31.5% | +5.6% |
| SI | 05 Jan, 18 | 1 L. | 1.88 L. | +88.4% | +7.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.