How to check the XIRR of Union Gilt Fund - Direct Plan - Annual IDCW Option?

You can track the exact XIRR and portfolio overlapping of Union Gilt Fund - Direct Plan - Annual IDCW Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Union Gilt Fund - Direct Plan - Annual IDCW Option?

Use the MutualSaathi Portfolio Analyzer to compare Union Gilt Fund - Direct Plan - Annual IDCW Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

Union Gilt Fund - Direct Plan - Annual IDCW Option

Union Mutual Fund

Expense Ratio: 0.65

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: CRISIL Dynamic Gilt Index

Inception: 18-07-2022

Exit Load: Nil

Fund Size:₹108.68 Cr

Performance

Fund0.83%

Cat. Avg.2.94%

Fund4.33%

Cat. Avg.5.83%

Fund5.60%

Cat. Avg.6.70%

FundN/A

Cat. Avg.6.13%

10Y

FundN/A

Cat. Avg.7.30%

Fund5.81%

Cat. Avg.8.96%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	GOI 6.90% 2065	DEBT	G-Sec	Sovereign	7.95%	48.96	54.01%
2	GOI 7.24% 2055	DEBT	G-Sec	Sovereign	7.90%	28.24	31.16%
3	GOI 6.68% 2040	DEBT	G-Sec	Sovereign	7.58%	8.40	9.27%
4	Net Receivable / Payable	CASH	Others	Others		3.16	3.48%
5	TREPS	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo	6.27%	1.89	2.08%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61332	+2.2%	+4.6%
2Y	07 Aug, 24	1.20 L.	1.24 L.	+3.2%	+3.2%
3Y	07 Aug, 23	1.80 L.	1.92 L.	+6.8%	+4.5%
SI	07 Sep, 22	2.35 L.	2.59 L.	+10.4%	+5.1%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.01 L.	+0.8%	+0.8%
2Y	18 Jul, 24	1 L.	1.09 L.	+8.8%	+4.3%
3Y	17 Jul, 23	1 L.	1.18 L.	+17.8%	+5.6%
SI	17 Aug, 22	1 L.	1.25 L.	+24.8%	+5.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.