UTI Banking and Financial Services Fund - Direct Plan - Growth Option
Expense Ratio: 1.09
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Direct
Benchmark: Nifty Financial Services TRI
Inception: 02-01-2003
Exit Load: Nil
Fund Size:₹1,377.54 Cr
Performance
1Y
Fund3.38%
Cat. Avg.N/A
2Y
Fund8.43%
Cat. Avg.N/A
3Y
Fund14.05%
Cat. Avg.N/A
5Y
Fund13.00%
Cat. Avg.N/A
10Y
Fund11.76%
Cat. Avg.N/A
SI
Fund11.86%
Cat. Avg.N/A
Fund Facts
Beta
0.93
Std Dev
14.31%
PE Ratio
24.99
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | EQ - ICICI BANK LTD | 175.46 | 14.46% |
| 2 | EQ - HDFC BANK LIMITED | 164.60 | 13.57% |
| 3 | EQ - AXIS BANK LTD. | 128.90 | 10.62% |
| 4 | EQ - KOTAK MAHINDRA BANK LTD. | 114.86 | 9.47% |
| 5 | EQ - BAJAJ FINANCE LTD. | 71.74 | 5.91% |
| 6 | EQ - STATE BANK OF INDIA | 58.76 | 4.84% |
| 7 | EQ - SHRIRAM FINANCE LTD | 57.82 | 4.76% |
| 8 | EQ - BAJAJ FINSERV LTD. | 40.14 | 3.31% |
| 9 | EQ - MULTI COMMODITY EXCHANGE OF IN | 35.84 | 2.95% |
| 10 | NET CURRENT ASSETS | 33.90 | 2.79% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 62206 | +3.7% | +7.8% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.31 L. | +9.3% | +9.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.12 L. | +17.9% | +11.4% |
| 5Y | 09 Aug, 21 | 3 L. | 4.20 L. | +40.1% | +13.8% |
| 10Y | 08 Aug, 16 | 6 L. | 11.48 L. | +91.3% | +12.6% |
| SI | 07 Jan, 13 | 8.15 L. | 20.63 L. | +153.2% | +12.8% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.03 L. | +3.4% | +3.4% |
| 2Y | 16 Jul, 24 | 1 L. | 1.18 L. | +17.6% | +8.4% |
| 3Y | 17 Jul, 23 | 1 L. | 1.47 L. | +46.9% | +13.7% |
| 5Y | 16 Jul, 21 | 1 L. | 1.84 L. | +84.2% | +13.0% |
| 10Y | 18 Jul, 16 | 1 L. | 3.04 L. | +204.4% | +11.8% |
| SI | 02 Jan, 13 | 1 L. | 4.56 L. | +356.0% | +11.9% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.