UTI Banking & Psu Fund - Direct Plan - Annual IDCW
Expense Ratio: 0.28
Risk: Low to Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 27-01-2014
Exit Load: Nil
Fund Size:₹811.01 Cr
Performance
1Y
Fund2.43%
Cat. Avg.5.38%
2Y
Fund3.73%
Cat. Avg.7.33%
3Y
Fund3.52%
Cat. Avg.7.32%
5Y
Fund4.12%
Cat. Avg.6.43%
10Y
FundN/A
Cat. Avg.7.23%
SI
Fund3.10%
Cat. Avg.7.46%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NCD POWER FINANCE CORPORATION LTD. | 90.24 | 8.09% |
| 2 | NCD NATIONAL HOUSING BANK | 85.18 | 7.63% |
| 3 | NCD EXPORT IMPORT BANK OF INDIA | 75.01 | 6.72% |
| 4 | CD - KOTAK MAHINDRA BANK LTD - 18/12/2026 | 71.33 | 6.39% |
| 5 | CD - UNION BANK OF INDIA - 19/01/2027 | 70.85 | 6.35% |
| 6 | NCD AXIS BANK LTD. | 55.06 | 4.93% |
| 7 | 7.38% GSEC 20/06/2027 | 50.90 | 4.56% |
| 8 | NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 50.14 | 4.49% |
| 9 | CD - NABARD - 22/01/2027 | 47.22 | 4.23% |
| 10 | CP POONAWALLA FINCORP LTD. | 46.98 | 4.21% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60464 | +0.8% | +1.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.23 L. | +2.6% | +2.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.88 L. | +4.7% | +3.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.26 L. | +8.7% | +3.3% |
| SI | 07 Dec, 16 | 5.80 L. | 6.80 L. | +17.2% | +3.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 1.02 L. | +2.4% | +2.4% |
| 2Y | 18 Jul, 24 | 1 L. | 1.08 L. | +7.5% | +3.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.11 L. | +10.9% | +3.5% |
| 5Y | 19 Jul, 21 | 1 L. | 1.22 L. | +22.3% | +4.1% |
| SI | 15 Nov, 16 | 1 L. | 1.34 L. | +34.3% | +3.1% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
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%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.