UTI Banking & Psu Fund - Direct Plan - Half-Yearly IDCW
Expense Ratio: 0.28
Risk: Low to Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 27-01-2014
Exit Load: Nil
Fund Size:₹811.01 Cr
Performance
1Y
Fund5.71%
Cat. Avg.5.38%
2Y
Fund7.41%
Cat. Avg.7.33%
3Y
Fund7.30%
Cat. Avg.7.32%
5Y
Fund7.40%
Cat. Avg.6.43%
10Y
FundN/A
Cat. Avg.7.23%
SI
Fund4.62%
Cat. Avg.7.46%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NCD POWER FINANCE CORPORATION LTD. | 90.24 | 8.09% |
| 2 | NCD NATIONAL HOUSING BANK | 85.18 | 7.63% |
| 3 | NCD EXPORT IMPORT BANK OF INDIA | 75.01 | 6.72% |
| 4 | CD - KOTAK MAHINDRA BANK LTD - 18/12/2026 | 71.33 | 6.39% |
| 5 | CD - UNION BANK OF INDIA - 19/01/2027 | 70.85 | 6.35% |
| 6 | NCD AXIS BANK LTD. | 55.06 | 4.93% |
| 7 | 7.38% GSEC 20/06/2027 | 50.90 | 4.56% |
| 8 | NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 50.14 | 4.49% |
| 9 | CD - NABARD - 22/01/2027 | 47.22 | 4.23% |
| 10 | CP POONAWALLA FINCORP LTD. | 46.98 | 4.21% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61751 | +2.9% | +6.1% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.7% | +6.8% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.00 L. | +11.0% | +7.2% |
| 5Y | 09 Aug, 21 | 3 L. | 3.61 L. | +20.2% | +7.5% |
| SI | 08 May, 17 | 5.55 L. | 7.38 L. | +32.9% | +6.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 1.06 L. | +5.7% | +5.7% |
| 2Y | 18 Jul, 24 | 1 L. | 1.15 L. | +15.3% | +7.4% |
| 3Y | 17 Jul, 23 | 1 L. | 1.24 L. | +23.5% | +7.3% |
| 5Y | 19 Jul, 21 | 1 L. | 1.43 L. | +42.8% | +7.4% |
| SI | 04 May, 17 | 1 L. | 1.52 L. | +51.6% | +4.6% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
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%
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%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.