How to check the XIRR of UTI Gilt Fund - Direct Plan - IDCW?

You can track the exact XIRR and portfolio overlapping of UTI Gilt Fund - Direct Plan - IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for UTI Gilt Fund - Direct Plan - IDCW?

Use the MutualSaathi Portfolio Analyzer to compare UTI Gilt Fund - Direct Plan - IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

UTI Gilt Fund - Direct Plan - IDCW

UTI Mutual Fund

Expense Ratio: 0.56

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: CRISIL Dynamic Gilt Index

Inception: 14-01-2001

Exit Load: Nil

Fund Size:₹543.89 Cr

Performance

Fund3.60%

Cat. Avg.3.01%

Fund5.22%

Cat. Avg.5.91%

Fund5.52%

Cat. Avg.6.75%

Fund4.80%

Cat. Avg.6.14%

10Y

Fund5.44%

Cat. Avg.7.30%

Fund5.68%

Cat. Avg.8.98%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	364 DAYS T-BILL - 28/01/2027	DEBT	T-Bills	Sovereign	5.70%	190.99	35.20%
2	91 DAYS T-BILL - 04/06/2026	DEBT	T-Bills	Sovereign	5.40%	99.06	18.26%
3	7.24% GSEC MAT- 18/08/2055	DEBT	G-Sec	Sovereign	7.75%	98.85	18.22%
4	6.90% GSEC MAT - 15/04/2065	DEBT	G-Sec	Sovereign	7.80%	71.21	13.13%
5	NET CURRENT ASSETS	CASH	Others	Others		49.91	9.20%
6	7.65% RAJASTHAN SGS 25/03/2036	DEBT	Bond/NCD	Sovereign	7.74%	22.32	4.11%
7	07.30% UTTARAKHAND SGS Mat - 01/10/2032	DEBT	Bond/NCD	Sovereign	7.55%	8.47	1.56%
8	CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	CASH	CCIL	CCIL		1.73	0.32%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61628	+2.7%	+5.7%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.5%	+4.5%
3Y	07 Aug, 23	1.80 L.	1.94 L.	+7.8%	+5.1%
5Y	09 Aug, 21	3 L.	3.42 L.	+13.9%	+5.3%
10Y	08 Aug, 16	6 L.	7.73 L.	+28.9%	+5.0%
SI	07 Feb, 13	8.10 L.	11.76 L.	+45.2%	+5.4%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.04 L.	+3.6%	+3.6%
2Y	16 Jul, 24	1 L.	1.11 L.	+10.7%	+5.2%
3Y	17 Jul, 23	1 L.	1.17 L.	+17.4%	+5.5%
5Y	16 Jul, 21	1 L.	1.26 L.	+26.4%	+4.8%
10Y	18 Jul, 16	1 L.	1.70 L.	+69.9%	+5.5%
SI	11 Jan, 13	1 L.	2.11 L.	+111.0%	+5.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.