UTI Gilt Fund - Regular Plan - IDCW
Expense Ratio: 0.93
Risk: Moderate
Debt Scheme - Gilt Fund
Plan: Regular
Benchmark: CRISIL Dynamic Gilt Index
Inception: 14-01-2001
Exit Load: Nil
Fund Size:₹543.89 Cr
Performance
1Y
Fund3.03%
Cat. Avg.2.31%
2Y
Fund5.10%
Cat. Avg.5.14%
3Y
Fund5.44%
Cat. Avg.6.00%
5Y
Fund5.04%
Cat. Avg.5.45%
10Y
Fund6.72%
Cat. Avg.6.64%
SI
Fund6.76%
Cat. Avg.7.63%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 364 DAYS T-BILL - 04/03/2027 | 160.67 | 37.94% |
| 2 | NET CURRENT ASSETS | 63.13 | 14.91% |
| 3 | 6.90% GSEC MAT - 15/04/2065 | 55.79 | 13.17% |
| 4 | 6.79% NI GSEC MAT 15/05/2027 | 50.44 | 11.91% |
| 5 | 06.48% GSEC Mat- 06/10/2035 | 24.53 | 5.79% |
| 6 | 7.65% RAJASTHAN SGS 25/03/2036 | 22.68 | 5.36% |
| 7 | 07.37% CHHATTISGARH SGS Mat - 15/04/2031 | 15.17 | 3.58% |
| 8 | 7.18% TN SDL 26/07/2027 | 15.14 | 3.57% |
| 9 | 07.30% UTTARAKHAND SGS Mat - 01/10/2032 | 8.59 | 2.03% |
| 10 | 7.77% ANDHRA PRADESH SGS - 10/01/2028 | 5.08 | 1.20% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61557 | +2.6% | +5.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.25 L. | +4.4% | +4.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.94 L. | +7.6% | +5.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.43 L. | +14.2% | +5.3% |
| 10Y | 08 Aug, 16 | 6 L. | 8.05 L. | +34.1% | +5.8% |
| SI | 07 Apr, 06 | 12.20 L. | 26.57 L. | +117.8% | +7.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.03 L. | +2.9% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.10 L. | +10.4% | +5.1% |
| 3Y | 20 Jul, 23 | 1 L. | 1.17 L. | +17.2% | +5.4% |
| 5Y | 20 Jul, 21 | 1 L. | 1.28 L. | +27.9% | +5.0% |
| 10Y | 20 Jul, 16 | 1 L. | 1.92 L. | +91.5% | +6.7% |
| SI | 03 Apr, 06 | 1 L. | 3.78 L. | +277.8% | +6.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.