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Use the MutualSaathi Portfolio Analyzer to compare UTI Money Market Fund - Direct Plan - Annual IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

UTI Money Market Fund - Direct Plan - Annual IDCW

UTI Mutual Fund

Expense Ratio: 0.13

Risk: Low to Moderate

Debt Scheme - Money Market Fund

Plan: Direct

Benchmark: CRISIL Money Market A-I Index

Inception: 23-04-1997

Exit Load: Nil

Fund Size:₹21,034.54 Cr

Performance

Fund6.26%

Cat. Avg.6.28%

Fund7.26%

Cat. Avg.7.22%

Fund7.38%

Cat. Avg.7.30%

Fund6.61%

Cat. Avg.6.53%

10Y

FundN/A

Cat. Avg.6.65%

Fund6.72%

Cat. Avg.11.32%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	CD - NABARD - 10/03/2027	DEBT	Bond/NCD	CRISIL-A1	7.25%	561.73	3.06%
2	NET CURRENT ASSETS	CASH	Others	Others		528.27	2.88%
3	182 DAYS T-BILL - 18/06/2026	DEBT	T-Bills	Sovereign	5.40%	494.30	2.69%
4	CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027	DEBT	Bond/NCD	CRISIL-A1	7.30%	468.60	2.55%
5	CD - HDFC BANK LTD - 05/03/2027	DEBT	Bond/NCD	CARE-A1	7.33%	468.24	2.55%
6	CD - HDFC BANK LTD - 24/02/2027	DEBT	Bond/NCD	CRISIL-A1	7.37%	421.99	2.30%
7	CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026	DEBT	Bond/NCD	CARE-A1	7.21%	381.39	2.08%
8	CD - NABARD - 22/01/2027	DEBT	Bond/NCD	ICRA-A1	7.25%	377.79	2.06%
9	CD - NABARD - 28/01/2027	DEBT	Bond/NCD	ICRA-A1	7.25%	377.36	2.06%
10	CD - INDIAN BANK - 05/02/2027	DEBT	Bond/NCD	CRISIL-A1	7.33%	376.56	2.05%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61875	+3.1%	+6.6%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.9%	+6.9%
3Y	07 Aug, 23	1.80 L.	2.00 L.	+11.0%	+7.2%
5Y	09 Aug, 21	3 L.	3.58 L.	+19.3%	+7.1%
SI	07 Oct, 16	5.90 L.	8.24 L.	+39.6%	+6.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.06 L.	+6.3%	+6.3%
2Y	18 Jul, 24	1 L.	1.15 L.	+15.0%	+7.3%
3Y	17 Jul, 23	1 L.	1.24 L.	+23.8%	+7.4%
5Y	19 Jul, 21	1 L.	1.38 L.	+37.7%	+6.6%
SI	28 Sep, 16	1 L.	1.89 L.	+89.2%	+6.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.