How to check the XIRR of UTI Overnight Fund - Direct Plan - Periodic IDCW?

You can track the exact XIRR and portfolio overlapping of UTI Overnight Fund - Direct Plan - Periodic IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for UTI Overnight Fund - Direct Plan - Periodic IDCW?

Use the MutualSaathi Portfolio Analyzer to compare UTI Overnight Fund - Direct Plan - Periodic IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

UTI Overnight Fund - Direct Plan - Periodic IDCW

UTI Mutual Fund

Expense Ratio: 0.06

Risk: Low

Debt Scheme - Overnight Fund

Plan: Direct

Benchmark: CRISIL Liquid Overnight Index

Inception: 23-08-1999

Exit Load: Nil

Fund Size:₹2,972.77 Cr

Performance

Fund5.34%

Cat. Avg.5.03%

Fund5.84%

Cat. Avg.5.49%

Fund6.17%

Cat. Avg.5.81%

Fund5.24%

Cat. Avg.7.92%

10Y

Fund64.44%

Cat. Avg.25.98%

Fund45.97%

Cat. Avg.15.50%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	NET CURRENT ASSETS	CASH	Others	Others		2765.39	93.02%
2	364 DAYS T -BILL MD 16/04/2026	DEBT	T-Bills	Sovereign	5.25%	59.87	2.01%
3	364 DAYS T-BILL - 02/04/2026	DEBT	T-Bills	Sovereign	5.33%	54.99	1.85%
4	182 DAYS T-BILL - 09/04/2026	DEBT	T-Bills	Sovereign	5.30%	39.95	1.34%
5	CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	CASH	CCIL	CCIL		15.60	0.52%
6	91 DAYS T-BILL - 09/04/2026	DEBT	T-Bills	Sovereign	5.30%	14.98	0.50%
7	364 DAYS T-BILL - 10/04/2026	DEBT	T-Bills	Sovereign	5.33%	14.98	0.50%
8	182 DAYS T-BILL - 16/04/2026	DEBT	T-Bills	Sovereign	5.30%	4.99	0.17%
9	AMC REPO CLEARING LIMITED STD - MARGIN	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		2.01	0.07%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61509	+2.5%	+5.3%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+5.5%	+5.5%
3Y	07 Aug, 23	1.80 L.	1.96 L.	+8.9%	+5.8%
5Y	07 Aug, 21	3 L.	3.47 L.	+15.5%	+5.8%
10Y	08 Aug, 16	6 L.	152.96 L.	+2449.3%	+62.1%
SI	12 Feb, 13	8.10 L.	474.91 L.	+5763.0%	+54.2%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.05 L.	+5.3%	+5.3%
2Y	16 Jul, 24	1 L.	1.12 L.	+12.0%	+5.8%
3Y	16 Jul, 23	1 L.	1.20 L.	+19.7%	+6.2%
5Y	16 Jul, 21	1 L.	1.29 L.	+29.1%	+5.2%
10Y	18 Jul, 16	1 L.	144.59 L.	+14358.6%	+64.5%
SI	17 Jan, 13	1 L.	165.12 L.	+16411.8%	+46.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.