How to check the XIRR of UTI Retirement Fund- Direct Plan?

You can track the exact XIRR and portfolio overlapping of UTI Retirement Fund- Direct Plan alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for UTI Retirement Fund- Direct Plan?

Use the MutualSaathi Portfolio Analyzer to compare UTI Retirement Fund- Direct Plan with other funds, PMS, and AIFs to detect hidden stock overlaps.

UTI Retirement Fund- Direct Plan

UTI Mutual Fund

Expense Ratio: 1.1

Risk: High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index

Inception: 26-12-1994

Exit Load: Nil

Fund Size:₹4,786.06 Cr

Performance

Fund1.57%

Cat. Avg.2.95%

Fund4.30%

Cat. Avg.4.69%

Fund10.00%

Cat. Avg.11.82%

Fund10.06%

Cat. Avg.10.72%

10Y

Fund9.58%

Cat. Avg.11.36%

Fund8.51%

Cat. Avg.11.69%

Fund Facts

Manager(s)

Mr. Anurag Mittal

Beta

0.96

Std Dev

5.17%

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	07.18% GSEC MAT -24/07/2037	DEBT	G-Sec		Sovereign	7.21%	314.36	7.02%
2	6.68% GSEC MAT- 07/07/2040	DEBT	G-Sec		Sovereign	7.44%	158.71	3.55%
3	NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED	DEBT	Bond/NCD		CRISIL-AAA	7.51%	148.43	3.32%
4	07.32% GSEC MAT -13/11/2030	DEBT	G-Sec		Sovereign	6.90%	142.28	3.18%
5	NCD HDFC BANK LTD.	DEBT	Bond/NCD		CRISIL-AAA	7.76%	126.32	2.82%
6	NCD POWER FINANCE CORPORATION LTD.	DEBT	Bond/NCD		CRISIL-AAA	7.66%	123.50	2.76%
7	7.24% GSEC MAT- 18/08/2055	DEBT	G-Sec		Sovereign	7.75%	117.68	2.63%
8	EQ - HDFC BANK LIMITED	Equity	Listed	Large Cap	Banks		116.02	2.59%
9	EQ - ICICI BANK LTD	Equity	Listed	Large Cap	Banks		107.34	2.40%
10	NET CURRENT ASSETS	CASH	Others		Others		107.02	2.39%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61054	+1.8%	+3.7%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.0%	+4.0%
3Y	07 Aug, 23	1.80 L.	1.98 L.	+10.0%	+6.6%
5Y	09 Aug, 21	3 L.	3.76 L.	+25.4%	+9.2%
10Y	08 Aug, 16	6 L.	10.01 L.	+66.8%	+10.0%
SI	07 Jan, 13	8.15 L.	16.28 L.	+99.7%	+9.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.02 L.	+1.6%	+1.6%
2Y	16 Jul, 24	1 L.	1.09 L.	+8.8%	+4.3%
3Y	17 Jul, 23	1 L.	1.33 L.	+32.7%	+9.9%
5Y	16 Jul, 21	1 L.	1.62 L.	+61.5%	+10.1%
10Y	18 Jul, 16	1 L.	2.50 L.	+149.7%	+9.6%
SI	02 Jan, 13	1 L.	3.02 L.	+202.1%	+8.5%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.