UTI Retirement Fund - Regular Plan
Expense Ratio: 1.65
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 26-12-1994
Exit Load: Nil
Fund Size:₹4,786.06 Cr
Performance
1Y
Fund1.32%
Cat. Avg.1.80%
2Y
Fund3.98%
Cat. Avg.3.11%
3Y
Fund9.08%
Cat. Avg.10.07%
5Y
Fund9.55%
Cat. Avg.9.18%
10Y
Fund8.85%
Cat. Avg.9.86%
SI
Fund4.70%
Cat. Avg.10.19%
Fund Facts
Manager(s)
Mr. Anurag Mittal
Beta
0.96
Std Dev
5.17%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NET CURRENT ASSETS | 557.52 | 11.87% |
| 2 | 07.18% GSEC MAT -24/07/2037 | 324.04 | 6.90% |
| 3 | 6.68% GSEC MAT- 07/07/2040 | 165.66 | 3.53% |
| 4 | EQ - HDFC BANK LIMITED | 150.10 | 3.19% |
| 5 | 07.32% GSEC MAT -13/11/2030 | 144.76 | 3.08% |
| 6 | EQ - ICICI BANK LTD | 130.66 | 2.78% |
| 7 | 7.24% GSEC MAT- 18/08/2055 | 123.98 | 2.64% |
| 8 | NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 101.54 | 2.16% |
| 9 | EQ - INFOSYS LTD. | 78.15 | 1.66% |
| 10 | NCD POWER FINANCE CORPORATION LTD. | 76.21 | 1.62% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60971 | +1.6% | +3.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.24 L. | +3.5% | +3.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.97 L. | +9.2% | +6.0% |
| 5Y | 09 Aug, 21 | 3 L. | 3.70 L. | +23.5% | +8.5% |
| 10Y | 08 Aug, 16 | 6 L. | 9.67 L. | +61.1% | +9.3% |
| SI | 07 Apr, 06 | 12.20 L. | 26.29 L. | +115.5% | +7.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.01 L. | +1.1% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.08 L. | +8.1% | +4.0% |
| 3Y | 20 Jul, 23 | 1 L. | 1.30 L. | +29.8% | +9.1% |
| 5Y | 20 Jul, 21 | 1 L. | 1.58 L. | +57.8% | +9.5% |
| 10Y | 20 Jul, 16 | 1 L. | 2.34 L. | +133.5% | +8.9% |
| SI | 03 Apr, 06 | 1 L. | 2.54 L. | +154.2% | +4.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.