UTI - Unit Linked Insurance Plan
Expense Ratio: 1.64
Risk: High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 01-02-2003
Exit Load: Nil
Fund Size:₹5,223.77 Cr
Performance
1Y
Fund1.22%
Cat. Avg.1.38%
2Y
Fund4.96%
Cat. Avg.2.37%
3Y
Fund7.42%
Cat. Avg.9.43%
5Y
Fund6.81%
Cat. Avg.8.83%
10Y
Fund7.32%
Cat. Avg.10.03%
SI
Fund5.19%
Cat. Avg.8.56%
Fund Facts
Manager(s)
Mr. Ajay Tyagi
Beta
0.12
Std Dev
4.80%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 07.18% GSEC MAT -24/07/2037 | 411.48 | 8.18% |
| 2 | 07.32% GSEC MAT -13/11/2030 | 206.80 | 4.11% |
| 3 | NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 152.63 | 3.04% |
| 4 | EQ - ICICI BANK LTD | 136.97 | 2.72% |
| 5 | EQ - BAJAJ FINANCE LTD. | 136.95 | 2.72% |
| 6 | 7.24% GSEC MAT- 18/08/2055 | 133.89 | 2.66% |
| 7 | NET CURRENT ASSETS | 129.83 | 2.58% |
| 8 | EQ - ETERNAL LIMITED | 127.01 | 2.53% |
| 9 | NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD | 125.60 | 2.50% |
| 10 | 6.68% GSEC MAT- 07/07/2040 | 121.81 | 2.42% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61489 | +2.5% | +5.1% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.25 L. | +4.0% | +4.0% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.96 L. | +8.9% | +5.8% |
| 5Y | 09 Aug, 21 | 3 L. | 3.54 L. | +17.9% | +6.7% |
| 10Y | 08 Aug, 16 | 6 L. | 8.73 L. | +45.4% | +7.3% |
| SI | 07 Apr, 06 | 12.20 L. | 24.37 L. | +99.8% | +6.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.01 L. | +0.8% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.10 L. | +9.9% | +4.9% |
| 3Y | 20 Jul, 23 | 1 L. | 1.24 L. | +24.0% | +7.4% |
| 5Y | 20 Jul, 21 | 1 L. | 1.39 L. | +39.0% | +6.8% |
| 10Y | 20 Jul, 16 | 1 L. | 2.03 L. | +102.6% | +7.3% |
| SI | 03 Apr, 06 | 1 L. | 2.80 L. | +179.7% | +5.2% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.