How to check the XIRR of UTI - Unit Linked Insurance Plan- Direct?

You can track the exact XIRR and portfolio overlapping of UTI - Unit Linked Insurance Plan- Direct alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for UTI - Unit Linked Insurance Plan- Direct?

Use the MutualSaathi Portfolio Analyzer to compare UTI - Unit Linked Insurance Plan- Direct with other funds, PMS, and AIFs to detect hidden stock overlaps.

UTI - Unit Linked Insurance Plan- Direct

UTI Mutual Fund

Expense Ratio: 1.03

Risk: High

Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage

Plan: Direct

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index

Inception: 01-02-2003

Exit Load: Nil

Fund Size:₹5,223.77 Cr

Performance

Fund1.67%

Cat. Avg.2.58%

Fund5.43%

Cat. Avg.3.63%

Fund8.17%

Cat. Avg.10.80%

Fund7.46%

Cat. Avg.10.18%

10Y

Fund8.06%

Cat. Avg.11.17%

Fund7.29%

Cat. Avg.9.93%

Fund Facts

Manager(s)

Mr. Ajay Tyagi

Beta

0.12

Std Dev

4.80%

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	07.18% GSEC MAT -24/07/2037	DEBT	G-Sec		Sovereign	7.21%	399.18	8.38%
2	07.32% GSEC MAT -13/11/2030	DEBT	G-Sec		Sovereign	6.90%	203.25	4.27%
3	NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED	DEBT	Bond/NCD		CRISIL-AAA	7.51%	198.51	4.17%
4	6.68% GSEC MAT- 07/07/2040	DEBT	G-Sec		Sovereign	7.44%	186.72	3.92%
5	EQ - ICICI BANK LTD	Equity	Listed	Large Cap	Banks		129.63	2.72%
6	7.24% GSEC MAT- 18/08/2055	DEBT	G-Sec		Sovereign	7.75%	127.09	2.67%
7	NCD POWER FINANCE CORPORATION LTD.	DEBT	Bond/NCD		CRISIL-AAA	7.47%	126.71	2.66%
8	NCD HDFC BANK LTD.	DEBT	Bond/NCD		CRISIL-AAA	7.76%	121.27	2.55%
9	EQ - BAJAJ FINANCE LTD.	Equity	Listed	Large Cap	Finance		117.83	2.47%
10	NET CURRENT ASSETS	CASH	Others		Others		113.04	2.37%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61613	+2.7%	+5.6%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.5%	+4.6%
3Y	07 Aug, 23	1.80 L.	1.98 L.	+9.9%	+6.4%
5Y	09 Aug, 21	3 L.	3.60 L.	+19.9%	+7.4%
10Y	08 Aug, 16	6 L.	9.06 L.	+51.0%	+8.1%
SI	07 Feb, 13	8.10 L.	14.37 L.	+77.4%	+8.1%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.02 L.	+1.7%	+1.7%
2Y	18 Jul, 24	1 L.	1.11 L.	+10.9%	+5.3%
3Y	17 Jul, 23	1 L.	1.27 L.	+26.6%	+8.2%
5Y	19 Jul, 21	1 L.	1.44 L.	+43.6%	+7.5%
10Y	18 Jul, 16	1 L.	2.17 L.	+117.3%	+8.1%
SI	09 Jan, 13	1 L.	2.59 L.	+159.0%	+7.3%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.