UTI Retirement Fund - Regular Plan
Expense Ratio: 1.65
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 26-12-1994
Exit Load: Nil
Fund Size:₹4,786.06 Cr
Performance
1Y
Fund-1.06%
Cat. Avg.-1.92%
2Y
Fund0.99%
Cat. Avg.0.14%
3Y
Fund7.63%
Cat. Avg.7.99%
5Y
Fund7.33%
Cat. Avg.6.94%
10Y
Fund8.17%
Cat. Avg.8.87%
SI
Fund4.53%
Cat. Avg.9.32%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NET CURRENT ASSETS | 557.52 | 11.87% |
| 2 | 07.18% GSEC MAT -24/07/2037 | 324.04 | 6.90% |
| 3 | 6.68% GSEC MAT- 07/07/2040 | 165.66 | 3.53% |
| 4 | EQ - HDFC BANK LIMITED | 150.10 | 3.19% |
| 5 | 07.32% GSEC MAT -13/11/2030 | 144.76 | 3.08% |
| 6 | EQ - ICICI BANK LTD | 130.66 | 2.78% |
| 7 | 7.24% GSEC MAT- 18/08/2055 | 123.98 | 2.64% |
| 8 | NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 101.54 | 2.16% |
| 9 | EQ - INFOSYS LTD. | 78.15 | 1.66% |
| 10 | NCD POWER FINANCE CORPORATION LTD. | 76.21 | 1.62% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59315 | -1.1% | -2.4% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.21 L. | +0.5% | +0.5% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.88 L. | +4.4% | +2.9% |
| 5Y | 08 Nov, 21 | 3 L. | 3.54 L. | +18.1% | +6.8% |
| 10Y | 07 Nov, 16 | 6 L. | 9.26 L. | +54.3% | +8.5% |
| SI | 07 Apr, 06 | 12.35 L. | 25.84 L. | +109.2% | +6.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 98944 | -1.1% | -1.1% |
| 2Y | 16 Oct, 24 | 1 L. | 1.02 L. | +2.0% | +1.0% |
| 3Y | 16 Oct, 23 | 1 L. | 1.25 L. | +24.7% | +7.6% |
| 5Y | 18 Oct, 21 | 1 L. | 1.42 L. | +41.9% | +7.3% |
| 10Y | 17 Oct, 16 | 1 L. | 2.20 L. | +119.8% | +8.2% |
| SI | 03 Apr, 06 | 1 L. | 2.48 L. | +148.3% | +4.5% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Beat inflation and compound wealth faster with an annual step-up.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.