UTI Retirement Fund - Regular Plan
Expense Ratio: 1.65
Risk: High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 26-12-1994
Exit Load: Nil
Fund Size:₹4,786.06 Cr
Performance
1Y
Fund1.01%
Cat. Avg.1.78%
2Y
Fund3.68%
Cat. Avg.3.48%
3Y
Fund9.33%
Cat. Avg.10.57%
5Y
Fund9.36%
Cat. Avg.9.43%
10Y
Fund8.89%
Cat. Avg.10.03%
SI
Fund4.70%
Cat. Avg.10.26%
Fund Facts
Manager(s)
Mr. Anurag Mittal
Beta
0.96
Std Dev
5.17%
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 07.18% GSEC MAT -24/07/2037 | 314.36 | 7.02% |
| 2 | 6.68% GSEC MAT- 07/07/2040 | 158.71 | 3.55% |
| 3 | NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 148.43 | 3.32% |
| 4 | 07.32% GSEC MAT -13/11/2030 | 142.28 | 3.18% |
| 5 | NCD HDFC BANK LTD. | 126.32 | 2.82% |
| 6 | NCD POWER FINANCE CORPORATION LTD. | 123.50 | 2.76% |
| 7 | 7.24% GSEC MAT- 18/08/2055 | 117.68 | 2.63% |
| 8 | EQ - HDFC BANK LIMITED | 116.02 | 2.59% |
| 9 | EQ - ICICI BANK LTD | 107.34 | 2.40% |
| 10 | NET CURRENT ASSETS | 107.02 | 2.39% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60894 | +1.5% | +3.1% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.24 L. | +3.4% | +3.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.96 L. | +9.0% | +5.9% |
| 5Y | 09 Aug, 21 | 3 L. | 3.70 L. | +23.3% | +8.5% |
| 10Y | 08 Aug, 16 | 6 L. | 9.65 L. | +60.9% | +9.3% |
| SI | 07 Apr, 06 | 12.20 L. | 26.26 L. | +115.2% | +7.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.01 L. | +1.0% | +1.0% |
| 2Y | 16 Jul, 24 | 1 L. | 1.08 L. | +7.5% | +3.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.30 L. | +30.3% | +9.2% |
| 5Y | 16 Jul, 21 | 1 L. | 1.56 L. | +56.4% | +9.4% |
| 10Y | 18 Jul, 16 | 1 L. | 2.34 L. | +134.5% | +8.9% |
| SI | 03 Apr, 06 | 1 L. | 2.54 L. | +153.9% | +4.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.