UTI Banking and Financial Services Fund - Regular Plan - IDCW
Expense Ratio: 2.14
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 02-01-2003
Exit Load: Nil
Fund Size:₹1,377.54 Cr
Performance
1Y
Fund-2.25%
Cat. Avg.N/A
2Y
Fund4.06%
Cat. Avg.N/A
3Y
Fund11.14%
Cat. Avg.N/A
5Y
Fund9.00%
Cat. Avg.N/A
10Y
Fund9.73%
Cat. Avg.N/A
SI
Fund8.60%
Cat. Avg.N/A
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | EQ - HDFC BANK LIMITED | 249.36 | 17.44% |
| 2 | EQ - ICICI BANK LTD | 199.54 | 13.96% |
| 3 | EQ - AXIS BANK LTD. | 130.53 | 9.13% |
| 4 | EQ - STATE BANK OF INDIA | 128.21 | 8.97% |
| 5 | EQ - BAJAJ FINANCE LTD. | 114.04 | 7.98% |
| 6 | EQ - KOTAK MAHINDRA BANK LTD. | 100.02 | 7.00% |
| 7 | EQ - SHRIRAM FINANCE LTD | 72.22 | 5.05% |
| 8 | EQ - SBI LIFE INSURANCE COMPANY LTD | 48.91 | 3.42% |
| 9 | EQ - BAJAJ FINSERV LTD. | 43.79 | 3.06% |
| 10 | EQ - UJJIVAN SMALL FINANCE BANK LTD | 40.65 | 2.84% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Nov, 25 | 60000 | 59285 | -1.2% | -2.5% |
| 2Y | 07 Nov, 24 | 1.20 L. | 1.23 L. | +2.8% | +2.8% |
| 3Y | 07 Nov, 23 | 1.80 L. | 1.96 L. | +8.8% | +5.7% |
| 5Y | 08 Nov, 21 | 3 L. | 3.85 L. | +28.3% | +10.1% |
| 10Y | 07 Nov, 16 | 6 L. | 10.21 L. | +70.1% | +10.4% |
| SI | 07 Apr, 06 | 12.35 L. | 34.67 L. | +180.7% | +9.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Oct, 25 | 1 L. | 97750 | -2.3% | -2.3% |
| 2Y | 16 Oct, 24 | 1 L. | 1.08 L. | +8.3% | +4.1% |
| 3Y | 16 Oct, 23 | 1 L. | 1.37 L. | +37.3% | +11.1% |
| 5Y | 18 Oct, 21 | 1 L. | 1.53 L. | +52.7% | +8.8% |
| 10Y | 17 Oct, 16 | 1 L. | 2.53 L. | +153.3% | +9.7% |
| SI | 03 Apr, 06 | 1 L. | 5.45 L. | +445.2% | +8.6% |
SIP Calculator
Visualize how small monthly investments grow over time.
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Profit
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.