UTI Banking and Financial Services Fund - Regular Plan - IDCW
Expense Ratio: 2.14
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 02-01-2003
Exit Load: Nil
Fund Size:₹1,377.54 Cr
Performance
1Y
Fund3.65%
Cat. Avg.N/A
2Y
Fund7.71%
Cat. Avg.N/A
3Y
Fund11.92%
Cat. Avg.N/A
5Y
Fund12.56%
Cat. Avg.N/A
10Y
Fund9.63%
Cat. Avg.N/A
SI
Fund8.89%
Cat. Avg.N/A
Fund Facts
Beta
0.93
Std Dev
14.31%
PE Ratio
24.99
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | EQ - HDFC BANK LIMITED | 249.36 | 17.44% |
| 2 | EQ - ICICI BANK LTD | 199.54 | 13.96% |
| 3 | EQ - AXIS BANK LTD. | 130.53 | 9.13% |
| 4 | EQ - STATE BANK OF INDIA | 128.21 | 8.97% |
| 5 | EQ - BAJAJ FINANCE LTD. | 114.04 | 7.98% |
| 6 | EQ - KOTAK MAHINDRA BANK LTD. | 100.02 | 7.00% |
| 7 | EQ - SHRIRAM FINANCE LTD | 72.22 | 5.05% |
| 8 | EQ - SBI LIFE INSURANCE COMPANY LTD | 48.91 | 3.42% |
| 9 | EQ - BAJAJ FINSERV LTD. | 43.79 | 3.06% |
| 10 | EQ - UJJIVAN SMALL FINANCE BANK LTD | 40.65 | 2.84% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61863 | +3.1% | +6.4% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.30 L. | +8.1% | +8.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.09 L. | +15.9% | +10.2% |
| 5Y | 09 Aug, 21 | 3 L. | 4.08 L. | +36.0% | +12.5% |
| 10Y | 08 Aug, 16 | 6 L. | 10.78 L. | +79.7% | +11.4% |
| SI | 07 Apr, 06 | 12.20 L. | 35.71 L. | +192.7% | +9.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.02 L. | +2.3% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.16 L. | +15.6% | +7.5% |
| 3Y | 20 Jul, 23 | 1 L. | 1.40 L. | +40.2% | +11.9% |
| 5Y | 20 Jul, 21 | 1 L. | 1.81 L. | +80.7% | +12.6% |
| 10Y | 20 Jul, 16 | 1 L. | 2.51 L. | +150.8% | +9.6% |
| SI | 03 Apr, 06 | 1 L. | 5.64 L. | +463.9% | +8.9% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.