
Tax
How do CAs advise clients on mutual fund tax optimization?
Key strategies: ELSS for 80C, harvest LTCG losses every March up to Rs1.25 lakh, switch regular to direct plans to save 0.5-1% TER annually, and prefer equity-oriented hybrid funds for 30% bracket investors for better post-tax returns than debt funds taxed at slab rate.
Mutual Funds

