MutualSaathiMutual FundsShould I consolidate my Mutual Fund holdings?
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Should I consolidate my Mutual Fund holdings?

Yes if you hold 15+ funds across many AMCs. Consolidate by keeping only the category leader for each asset class. Always evaluate LTCG tax impact and loss harvesting opportunities before consolidation since switching in the wrong tax year can cost more than the simplification benefit gained.

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