How much does stamp duty and registration cost when buying a house?

Stamp duty varies by state: Mumbai 6-7%, Delhi 4-6%, Bengaluru 5.6%, Chennai 7%, Hyderabad 4-6%. Registration fee is typically 1% of property value. On a Rs1 crore property, total upfront charges including stamp duty, registration, and brokerage can reach Rs8-10 lakh — factor this into your purchase budget.