What are the immediate financial steps after losing a job?

Step 1: Activate emergency fund — stop all non-essential spending. Step 2: Continue health insurance via COBRA-equivalent or buy individual policy within 30 days. Step 3: Do NOT redeem equity SIPs or long-term investments — pause, not redeem. Step 4: Withdraw only from liquid funds or FD. Step 5: File for EPF withdrawal only as last resort.