What is the step-by-step process for getting a Home Loan?

Step 1: Check eligibility (income, CIBIL score). Step 2: Compare rates across banks and NBFCs. Step 3: Submit application with KYC, income proof, and property documents. Step 4: Bank's legal and technical verification of the property. Step 5: Loan sanction letter. Step 6: Disbursement directly to the developer or seller.