How should I teach my children about money and investing?

Age 5-10: Give weekly pocket money, let them manage and save. Age 10-16: Open a minor savings account, explain compounding with a Rs100 savings demo. Age 16-18: Open a demat account under guardian, invest Rs500/month in a Nifty ETF. Explain tax, insurance, and budgeting before college. The best financial gift is financial literacy.